Living on a Budget? Learn About Financing for Plastic Surgery
Choosing cosmetic surgery is a big investment, and it’s worth every penny to enjoy the results of a great surgical outcome. But if you’re worried about the price tag of surgery, you’re not alone. Financing can help offset the burden of a bigger one-time payment, breaking it down into more affordable installments. For over a decade we’ve been happy to offer Medicard by iFinance to patients of The Cosmetic Surgery Clinic. Our patients appreciate how easy it is to use. Thousands of patients use this option every year across Canada and choose Medicard to help balance the cost of aesthetic procedures.
Why do we use Medicard for plastic surgery financing?
Medicard is a reliable, hassle-free way to help patients offset the cost of procedures and pay in smaller increments. It’s recognized by over 10,000 medical, dental, and veterinary clinics across Canada and is popular with our patients. Many patients dream of making a big change but are intimidated by the upfront cost of surgery. Breaking down payments into smaller increments lets you budget wisely and afford surgery without breaking the bank.
How does Medicard work?
We can walk you through the Medicard process during your surgical consultation.
The financing process happens in three steps:
- Fill out an online application form. It’s quick and simple.
- Get preapproved for a loan with Medicard. You’ll receive a notification of your qualification and follow-up steps from Medicard to finalize the process.
- Book your surgery! Medicard will pay The Cosmetic Surgery Clinic directly for your surgery so you don’t have to wait any longer.
Benefits of Medicard financing:
Dr. Robert Shenker at The Cosmetic Surgery Clinic in Waterloo
There are many reasons that this financing option serves our patients well.
- There’s a high approval rate. We’re pleased to offer a supportive option that most of our patients can comfortably qualify for.
- Competitive interest rates make it an affordable, reasonable alternative.
- No down payment allows time to receive more paychecks, balance costs with your other bills, and pay off your surgery comfortably over time.
- No collateral.
- Check your potential eligibility without a hard credit check. There’s no hard credit check required for the first level of approval. When you check your eligibility online, a soft check is used to let you know if you could be pre-approved. Before a hard credit check is done to solidify approval, you’ll be asked for clear consent to move ahead.
- It’s quick. You can apply quickly and efficiently. Some patients can receive their approval while they’re still at the clinic for their consultation.
- It’s free to apply. You can apply for Medicard financing without paying a fee to seek approval.
- You can use a cosigner if you don’t have a thorough credit history to help qualify.
- No penalty for early repayment. Ended up being able to pay more than you thought you could? You can repay before the end of your term without consequences.
- Loans are flexible. Medicard offers loans from $500 up to $25,000.
- Live agents 7 days a week to help support with any questions about the service or payment needs.
- You can register from your smartphone for convenient preapproval and convenient registration.
Can I use Medicard for part of my plastic surgery and pay the rest up front?
Yes. Medicard lets you decide how much you’d like to pay directly and what amount you want to pay off over time.
How long will I have to pay off my Medicard loan?
Repayment terms vary, but they range from 12 months to 72 months. Build a repayment plan that suits your budget and financial needs.
Do I need to pay a deposit to use Medicard financing?
You can finance your whole payment, including the deposit, with Medicard. You can decide whether you’d like to pay a deposit directly or use financing to cover it up front.
Ready to get started?
Click the link to apply for Medicard financing, and give us a call at (519) 746-1132 to book your surgical consultation today with our skilled, experienced surgeons, Dr. Robert Shenker and Dr. Stephanie Ma. We’ll help inspire, educate, and guide you through the next steps of your surgical journey. You can also fill out our contact form here.
